Most people tend to think they are invulnerable. Bulletproof. They believe that things like sickness or disability won’t happen to them. Those things happen to other people. Which is quite natural. After all, nobody wants to go through life thinking the worst is likely to happen. However, for the people who depend on you, it’s worth taking a few moments to look at the facts.What would really happen if you suffered a serious illness or disability? The medical profession can look after your physical recovery. Your friends and family will be there to guide you through your emotional recovery. But who will look after your financial recovery? Should the unthinkable happen, and you die, will your family be financially secure?