You have toughed it out over the hardest parts. Behind you are the bulk of the mortgage, school and medical expenses. You can now focus on how you want to structure your lifestyle and maximize your efforts in trying to prepare yourself for retirement.
You may have paid off your home or close to it. At this stage of your life, you will be considering your Superannuation situation, and with no mortgage to pay anymore, wealth accumulation especially in super becomes a major focus.
Key strategies to consider